BUSINESS ANALYST - PRODUCT SME - CORPORATE BANKING (PAYMENTS)

Job Purpose

Define the business requirements for corporate payable solutions that enable customers to initiate, approve, process and monitor domestic and cross-border payments efficiently.

Key Responsibilities

• Define payable product features for single, bulk, scheduled and recurring payments.
• Document end-to-end journeys covering beneficiary management, payment initiation, authorization, processing, tracking, rejection and reversal.
• Define corporate approval structures, user entitlements, transaction limits and maker-checker workflows.
• Capture requirements for file upload, host-to-host connectivity, APIs and corporate digital banking channels.
• Define requirements for payment cut-offs, value dating, fees, foreign exchange, notifications and transaction-status reporting.
• Document handling requirements for duplicates, insufficient funds, invalid beneficiaries, sanctions alerts and failed transactions.
• Identify relevant local and international payment ecosystem integrations.
• Define reconciliation, audit-trail, operational-monitoring and customer-reporting requirements.
• Produce detailed BRDs, customer journeys, process flows, business rules, acceptance criteria and traceability matrices.
• Coordinate reviews and drive requirements through formal approval.

Required Experience

• At least 7 years of experience in corporate payments, transaction banking or cash management.
• Strong experience with bulk payments, payment files, approval workflows and corporate digital channels.
• Understanding of domestic and cross-border payment processing and relevant banking ecosystems.
• Experience developing BRDs for payment platforms, payment hubs or corporate online banking.
• Saudi or GCC payments experience is strongly preferred.

Vertical:

Technology