Loan Operations Specialist (Remote) - 62616669100

Loan Operations Specialist (Fully Remote)

• Location: Remote (Latin America or South Africa)
• Hours: Full-Time, Monday-Friday, CST
• Employment Type: Independent Contractor. Minimum 3-month contract with the potential for an indefinite extension based on performance. We provide equipment.

About the Business

We are a specialized, technology-driven financial solutions provider delivering innovative lending products, credit structures, and asset services exclusively to the agricultural industry. We operate a highly specialized underwriting and asset-mapping infrastructure tailored to the high-stakes, fast-moving realities of commercial farming.

Position Overview

This is a highly critical, fast-paced role that sits at the intersection of high-volume data entry, technical loan processing, and foundational credit analysis. In this seat, you are not just blindly typing information into a database. You will take raw application files passed over by Sales Support, independently build out the digital loan files, and run all required due diligence backend logistics.

We are seeking a candidate with a strong background as a Credit Analyst, Junior Underwriter, or Senior Loan Processor —someone who understands the deep structural anatomy of a commercial loan. Agricultural accounts are incredibly complex; a single farm may involve multiple borrowing entities, cross-collateralized loans, and diverse co-signers. You must possess a blend of big-picture analytical thinking and granular attention to detail, ensuring you know exactly what background checks to trigger and how to interpret the subject matter you enter into our systems.

Key Responsibilities

1. Complex Loan Processing & Structural Analysis

• Loan File Construction: Receive raw application packages from the sales support team to structurally build out new loans, file re-underwrites, modifications, and complex loan addendums inside our internal systems.
• Structural Diagnosis: Read between the lines of complex, multi-borrower application files to understand the underlying credit structure, identifying whether additional searches are required or if multiple loans are crossed.
• Cross-Departmental Collaboration: Collaborate actively with Underwriting, Sales, and Risk departments to ensure data entry matches credit program guidelines and to resolve processing blocks.

2. Comprehensive Due Diligence, Searches & Reporting

• Background Logistics: Independently initiate, retrieve, and analyze all mandatory compliance and legal verification reports, including Lien searches, Bankruptcy reports (PACER), Credit checks, and OFAC verification .
• Entity Verification: Conduct rigorous due diligence checks on corporate farm entities, references, and legal entity documentation to verify borrower legitimacy.
• System Mapping: Interpret the data from external reports and cleanly map the validated information into our internal software infrastructure with near-zero error margins.

3. Data Hygiene & Compliance Auditing

• Meticulous Record Keeping: Maintain thorough digital file organization and data updates in accordance with strict regulatory standards and company compliance policies.
• Process Iteration: Proactively flag missing or inconsistent documentation and participate in refining operational procedures to improve team throughput.

What We're Looking For

Required Qualifications

• 2+ years of direct experience as a Loan Analyst, Credit Analyst, Junior Underwriter, or senior-level Loan Data Processor within a bank, lending firm, or fast-paced financial services environment.
• Advanced Structural Aptitude: Deep comfort handling, reviewing, and interpreting complex legal and financial loan documents.
• High-Volume Execution: Proven ability to hit strict daily and weekly processing deadlines within a lean, fast-moving operations ecosystem without sacrificing data accuracy.
• Elite English Communication: Fluent C1 English proficiency with a professional, accessible verbal accent for clear internal communication across US-based management teams.
• Technical Mastery: Highly proficient working inside Microsoft Office 365 (advanced Excel comfort) alongside financial CRM platforms and document repositories.

Preferred Pluses (Nice to Have)

• A formal Bachelor’s Degree in Finance, Banking, Business Administration, or a related field.
• Direct prior experience navigating legal background search portals such as PACER, lien registries, or commercial credit reporting tools .
• Familiarity with agricultural lending parameters, terminology, or crop-cycle funding constraints.